Confused About Health Insurance? These Tips Can Help!
Why is it that so many people are so unhappy with their health insurance. There are many reasons for this, but the most common reason is because they did not do their homework in order to get reliable health insurance. The information in the following article will help you to not make health insurance mistakes.
When you are looking into health insurance make sure that you take the time to research all of the companies that you can. If you feel that you do not have the time or the patience to look around and read through everything you should think about hiring a insurance broker.
When you have decided on purchasing personal health insurance, you should get a copy of exactly what the plan will look like before you make the final purchase. Make sure that you read all of the fine print, exceptions and clauses, so that you will know what exactly you're getting and what coverage you may end up being denied.
Stay in your health care network, or be prepared for frustration. Health insurance companies sometimes provide strict limits on which doctors you can see and when. If you go outside of their network, to a doctor they do not have listed, they may refuse to pay for it. If they will pay for it, it may be a fiasco to get them to.
Consider high deductible health insurance policies. If you are young and healthly with no family history of serious health problems, a high deductible health insurance policy could be suitable for you. These policies make health insurance coverage much more affordable, but make should that you are aware of medical problems which aren't covered by the policy.
When you find out that you are having a child, you need to contact your health insurance company. It is important to have your child insured before they take their first breath. This way you can be certain that if anything happens that requires medical treatment, you're certain your child has the coverage that they need.
Before any major procedures, confirm if you need to get pre-authorization from your insurance company and make sure they check on every aspect of your procedure. Stories about of people receiving large bills because the anesthesiologist was out of network, or that you needed to try a different medical option before going for a surgery. Save yourself the headache and get everything in writing before heading in to the hospital.
When thinking about getting a health insurance plan, not many people think of using a broker to get them the best policy. These brokers can find insurance companies that are well suited to an individual, get the best rates offered, and will be there to explain all the aspects of a particular health plan.
Before you make the jump and purchase a health care plan you should find out what kind of plan will best suit you. There are 3 very different plans to choose from, here which include, HMO, PPO and POS plans. You should research which one will work best for you before making a final decision.
As was previously stated earlier, a lot of people find the topic of insurance to be quite difficult. If you take the time to learn more, you will be able to make the right decisions. By reading this article's tips, you've started learning about health insurance's most important aspects.
Hoag's Pickup Family Neurosciences Institute Selected to Participate in Study of Pioneering Surgical Epilepsy Treatment
For nearly 50 years, there were few options for patients who suffer from medication-resistant temporal lobe epilepsy. The most effective procedure was temporal lobectomy, a highly invasive surgery that involves removing a large section of the brain and can result in loss of vision, speech, memory and neurocognitive abilities.
The SLATE clinical trial will study the effectiveness of minimally invasive laser surgery using the Medtronic Visualase system. This approach uses an MRI-guided laser probe, approximately the width of a guitar string, to target and destroy the scar, tumor, or malformation that causes seizures. The procedure is revolutionizing the surgical treatment of epilepsy, previously a large and invasive surgery with numerous potential side effects, which may now be performed in a minimally invasive procedure requiring an overnight hospital stay.
"We are privileged to be on the forefront of offering minimally invasive, safer options for patients who wish to avoid large, open surgery," said Chief of Epilepsy Surgery and Hoag neurosurgeon Vik Mehta, M.D., who is the principal investigator of the trial. "In order to meet the needs of people with epilepsy, we need to modernize approaches that are more patient-friendly. This is one of the promising options to replace an invasive approach that had a lot of side effects, and we are excited by the data so far."
Hoag is the only site in the national study to employ Surgical Theater, which combines the use of virtual reality and augmented reality to "rehearse" surgery. This ensures the safest and most effective approach during the procedure.
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